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From: jmm@thoth8.berkeley.edu.BERKELEY.EDU
Newsgroups: sci.crypt
Subject: Re: Footnote to discussion of cameras in ATMs
Message-ID: <6140@jade.BERKELEY.EDU>
Date: Tue, 1-Dec-87 16:16:55 EST
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Posted: Tue Dec  1 16:16:55 1987
Date-Received: Fri, 4-Dec-87 23:17:34 EST
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For credit cards, you are only responsible for the first $50 that someone
who steals your card charges.  From my "Visa(r) account agreement:"  

	If you discover or suspect that the Card or any unused checks are lost
or stolen, or that there may be an unauthorized transaction on your
account, you will notify us promptly by telephoning x.  You will
phone, even though you may notify us in writing, so we can act fast
[sic - it bothers me that the lawyers who write this can't speak
English] to limit losses and liability.  Your liability for
unauthorized use occurring before you notify us is limited to $50.

I was under the impression that this was required by law, and that
this law also applies to ATM cards.


James Moore
..!ucbvax!leggatt!jmm