• Tag Archives ACA
  • OBAMACARE IS NOT A LAW: IT’S A NEW THREE LETTER AGENCY

    After watching the Patient Care Act (PCA), better known as Obamacare, in action over the past couple years one thing is becoming clear. It’s not a law. Sure, Congress may have passed it as a law, and the president signed it as a law. However, when you review its implementation it doesn’t resemble a law at all.

    We are a nation of laws, not of men. This meaning that the law applies equally to all. There are no exceptions for this group, or that group. Well, Obamacare does not work in such a manner. If Obamacare was a law then the idea of the IRS union seeking an exemption would have never come to bear fruit. The IRS union wasn’t alone in their request. If fact, three of the country’s largest labor unions wrote a joint letter to Harry Reid (D-NV) and Nancy Pelosi (D-CA) saying that the healthcare bill would be catastrophic and they wanted an exemption. To be fair, the administration rejected the unions’ request. However, the very idea that it was even on the table is strikingly parallel to how the IRS will deny or approve tax exempt status of organizations. How long until someone gets an exemption from the law? Turns out- not too long at all.

    Like it, or not the law was passed as written. Obama, acting in secret, as if he was head of such an agency, allowed congressional members and their staffs an exemption. To be clear, they are not completely exempt from Obamacare. However, as of now, taxpayers pay almost 75 percent of premium payments for Congress as part of government employee benefits in Washington. An amendment to the healthcare law could have ended that subsidy. Instead of actually legislatively fixing the law so that Congress could maintain their subsidy, Obama simply issued an exemption from the amendment. However, the amendment still remains law.

    Another example of how Obamacare is operating as an agency, and not a law is when Obama had the IRS get involved to “change the law”. Obamacare was passed by Congress- not the IRS. This would imply that only Congress can make changes to the law. However, that didn’t stop President Obama from going to the IRS when he realized that Senate democrats made a glaring mistake when drafting the law.

    Under Obamacare states were given the option to decide whether or not they wanted to set up an insurance exchange, which each state would run. Those states who choose not to set up their own insurance exchange would have a federal exchange set up in its place. States that did choose to set up an exchange are to fine employers who do not provide insurance under the employer-mandate penalty. This money is then returned to the employees to purchase insurance through the state run exchange.

    So far more than two dozen states have opted out of the state exchange. Tennessee, Texas, Florida and Oklahoma to name a few. President Obama and democratic leadership failed to add this same penalty to states who opt-out of the state exchange in place of the federal exchange. Therefore, the dozens of states that have already opted out cannot be fined under the employer-mandate penalty. This would have left Obamacare in shambles.

    So, Obama went to the IRS and had them re-write the healthcare law. However, this is unconstitutional. Only Congress can make such changes to law. A lawsuit has been making its way to the Supreme Court filed by the state of Oklahoma challenging this illegal power grab. Parallel to how the EPA can essentially create their own laws, Obamacare is doing the same.

    Not convinced yet? Let’s look at how many delays have been passed out. First big business got a huge exemption. The Employer Shared Responsibility (ESR) provisions have been delayed until Jan.1, 2015. Next, small businesses were issued a short delay only two weeks ago. However, the law clearly sets dates. No where in the law are delays allowed. Acting above the law, the Obama administration handed out delays anyways.

    Obamacare does not behave like a law at all. In fact, it behaves quite more so like an agency. It arbitrarily enforces parts it does and does not like, delays dates and even creates new laws from within itself. Why is this such a big deal? One only need look at any 3-letter agency to see how monstrous, unconstitutional, expensive and intrusive they’ve all become since their well-intended creation.

    Full article: http://benswann.com/ … three-letter-agency/


  • Doctor shortage, increased demand could crash health care system

    Dr. Ryan A. Stanton is worried that this coming flood of newly insured patients may crash the U.S. health care system as well. Stanton works at the emergency room at the busy Georgetown Community Hospital right outside of Lexington, Kentucky.

    While he sees trauma cases often, a good number of the patients he sees don’t involve trauma. They’re the uninsured who can’t afford to pay for a regular doctor’s visit — so they use the emergency room instead.

    “People turn to the ER because they have no other place to go after hours or they don’t have access to a level of appropriate primary care,” Stanton said. “The ER has become the safety net of our health care system. We can’t turn anyone away like a doctor’s office could. … I worry though with (Obamacare) this will significantly increase patient volume.”

    There is already a national shortage of doctors, according to the Association of American Medical Colleges. We’re down about 20,000 now, and the number is expected to get worse as nearly half the nation’s physicians are over age 50 — meaning many are at or near retirement age. And it’s not just doctors who are in short supply; we also need more nurses, according to the American Medical Association.

    via Doctor shortage, increased demand could crash health care system


  • What If They Created An Obamacare Market And Nobody Showed Up?

    In early September, Aetna subsidiary Carelink/Coventry Health Care decided to pull out of the new insurance exchange established by Obamacare in West Virginia. Just one company will sell policies on the Mountaineer State’s exchange, which is set to open October 1.

    About the same time, the non-profit FirstCarolinaCare Insurance did the same in North Carolina. So there will be just two carriers on North Carolina’s exchange.

    It wasn’t supposed to be this way.

    For three-and-a-half years, Democrats from President Obama on down have promised that the federal health reform law would create vibrant, competitive markets across the country, where people could go online and with a few clicks pick from a variety of competing health plans. The exchanges were supposed to be like Travelocity for health insurance.

    Instead they’ve been plagued with technical problems, bureaucratic delays, and mountains of rules and regulations, to the point where most won’t function well, if at all, on opening day. And now insurance companies are backing away, out of fear that disaster looms ahead. The result will be little competition — and much higher prices.

    Insurance giant Aetna for example, had initially planned to enter 14 markets. It ended up pulling out of five of them. The company even left the exchange in Connecticut, where it’s headquartered.

    United Healthcare will venture into only 12 states — after saying previously that it might join 25.

    And while Cigna sells individual policies in 10 states, it’s planning to participate in the exchanges of just five of them.

    These companies are even steering clear of huge markets like California, Pennsylvania, and New Jersey.

    Illinois’s insurance office predicted that 16 companies would sign up to do business in its exchange. Only six did so. Nebraska will have only four. And in Connecticut, consumers will have to choose from just three insurers.

    The companies that have signed onto the exchanges have tended to be smaller, regional firms — or those that have never sold commercial insurance before. A study by the McKinsey & Co. consultancy found that 26 percent of the companies joining the exchanges are new carriers. In California, all but four of the 12 are selling commercial insurance for the first time. Half of those in New York are new to the market.

    Whether these companies will have the knowledge, resources, expertise, and network of doctors and hospitals needed to succeed is an open question. Any failures will prove highly disruptive.

    For small businesses counting on Obamacare to help them provide insurance to their workers, the situation isn’t any better.

    Small businesses in Milwaukee, for example, will have just one or two companies to choose from, depending on where they operate. The one insurance firm that signed up for Washington state’s small-business exchange will only operate in two of the state’s 39 counties.

    Full article: http://www.forbes.co … nd-nobody-showed-up/