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From: slerner@sesame.UUCP (Simcha-Yitzchak Lerner)
Newsgroups: net.legal,net.auto
Subject: Re: Uninsured motorism
Message-ID: <274@sesame.UUCP>
Date: Fri, 16-Aug-85 00:16:52 EDT
Article-I.D.: sesame.274
Posted: Fri Aug 16 00:16:52 1985
Date-Received: Tue, 20-Aug-85 06:01:41 EDT
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Organization: Lotus Development Corp
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Xref: watmath net.legal:2102 net.auto:7717

> 
> Which suggests that, in jurisdictions where motorists are allowed
> not to have insurance (that's most of them in North America, isn't it?),
> insurance companies should sell policies that protect you not only
> against your own liability but also against that of the uninsured
> driver who runs into you.

In every state that I've lived, my ins co (Liberty Mututal) has
_always_ had an option to deal with uninsured/underinsured drivers
hitting me.  It is worth the few extra $$s, as I was once
rear-ended at a stop light by a pot head doing 65MPH.  No
insurance, totaled both cars, almost totaled me (I got a new
face - the shoulder belt tore out of the doorpost.)  She tried
to sue me for her damages yet!  The large sum that was payed out
by my insurance to me more than made up the few $ the rider cost.

If you don't have this rider, i strongly suggest you get it
put on your policy **today**.

-- 
Opinions expressed are public domain, and do not belong to Lotus
Development Corp.
----------------------------------------------------------------

Simcha-Yitzchak Lerner

              {genrad|ihnp4|ima}!wjh12!talcott!sesame!slerner
                      {cbosgd|harvard}!talcott!sesame!slerner
                                slerner%sesame@harvard.ARPA