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From: gritz@homxa.UUCP (R.SHARPLES)
Newsgroups: net.legal,net.auto
Subject: Re: Uninsured motorism
Message-ID: <1102@homxa.UUCP>
Date: Tue, 13-Aug-85 15:01:37 EDT
Article-I.D.: homxa.1102
Posted: Tue Aug 13 15:01:37 1985
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Xref: linus net.legal:1693 net.auto:6610


>From: msb@lsuc.UUCP (Mark Brader)
>
>Under my proposal, my own insurance, although primarily for the
>purpose of paying J if I had been at fault, would pay me the $250,000
>in this case.  J gets the same treatment as before, because he still
>owes $250,000 -- only now he owes it to my insurer, not me.  So there
>my proposal does not confer any benefit to J, but does to me -- at a
>cost of a slightly higher premium.  I say slightly higher because most
>drivers *are* insured, so the risk of this is small.
>
>I favor mandatory liability insurance for drivers, but this seems to
>be a workable alternative.  I've never heard of such policies actually
>existing anywhere.  Do they?
>
>Mark Brader

Yes My policy form INA has a section called "Uninsured Motorists".  The common
ammount is $30,000, but you can choose to waive it entirely and save $100 or
so.  My broker says the risk of being hit by an uninsured motorist is very
low.