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From: larry@anasazi.UUCP (Larry Rodis)
Newsgroups: net.legal,net.auto
Subject: Re: Uninsured motorism
Message-ID: <263@anasazi.UUCP>
Date: Fri, 16-Aug-85 11:13:06 EDT
Article-I.D.: anasazi.263
Posted: Fri Aug 16 11:13:06 1985
Date-Received: Tue, 20-Aug-85 08:32:53 EDT
References: <202@SCIRTP.UUCP> <378@kontron.UUCP> <586@ttidcc.UUCP>
Reply-To: larry@anasazi.UUCP (Larry Rodis)
Distribution: net
Organization: Anasazi, Phoenix Az.
Lines: 36
Xref: watmath net.legal:2111 net.auto:7725

In article <748@lsuc.UUCP> msb@lsuc.UUCP (Mark Brader) writes:
>> > What if you or I were hit by an uninsured driver?
>> 
>> Which brings up an important point.  This can happen to you
>> NOW!  My attorney has handled many cases where
>> innocent people were severely injured by uninsured drivers
>> and were unable to collect. ...
>
>Under my proposal, my own insurance, although primarily for the
>purpose of paying J if I had been at fault, would pay me the $250,000
>in this case.  J gets the same treatment as before, because he still
>owes $250,000 -- only now he owes it to my insurer, not me.  So there
>my proposal does not confer any benefit to J, but does to me -- at a
>cost of a slightly higher premium.  I say slightly higher because most
>drivers *are* insured, so the risk of this is small.
>
>I favor mandatory liability insurance for drivers, but this seems to
>be a workable alternative.  I've never heard of such policies actually
>existing anywhere.  Do they?
>
>Mark Brader

Arizona insurance requires that all drivers must be insured. Also all insurance
policy's must carry unininsured motorist and underinsured motorists parts to
the insurance policy.  This way in the event someone from hits you without
insurance or without enough insurance your own policy pays for your damages.

I believe that states with mandatory insurance and no-fault policy's 
offer this type of protection automatically because of the no-fault clause.

-- 
Larry Rodis

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