Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP Posting-Version: version B 2.10.2 9/5/84; site anasazi.UUCP Path: utzoo!watmath!clyde!burl!ulysses!allegra!mit-eddie!think!harvard!seismo!hao!noao!terak!anasazi!larry From: larry@anasazi.UUCP (Larry Rodis) Newsgroups: net.legal,net.auto Subject: Re: Uninsured motorism Message-ID: <263@anasazi.UUCP> Date: Fri, 16-Aug-85 11:13:06 EDT Article-I.D.: anasazi.263 Posted: Fri Aug 16 11:13:06 1985 Date-Received: Tue, 20-Aug-85 08:32:53 EDT References: <202@SCIRTP.UUCP> <378@kontron.UUCP> <586@ttidcc.UUCP> Reply-To: larry@anasazi.UUCP (Larry Rodis) Distribution: net Organization: Anasazi, Phoenix Az. Lines: 36 Xref: watmath net.legal:2111 net.auto:7725 In article <748@lsuc.UUCP> msb@lsuc.UUCP (Mark Brader) writes: >> > What if you or I were hit by an uninsured driver? >> >> Which brings up an important point. This can happen to you >> NOW! My attorney has handled many cases where >> innocent people were severely injured by uninsured drivers >> and were unable to collect. ... > >Under my proposal, my own insurance, although primarily for the >purpose of paying J if I had been at fault, would pay me the $250,000 >in this case. J gets the same treatment as before, because he still >owes $250,000 -- only now he owes it to my insurer, not me. So there >my proposal does not confer any benefit to J, but does to me -- at a >cost of a slightly higher premium. I say slightly higher because most >drivers *are* insured, so the risk of this is small. > >I favor mandatory liability insurance for drivers, but this seems to >be a workable alternative. I've never heard of such policies actually >existing anywhere. Do they? > >Mark Brader Arizona insurance requires that all drivers must be insured. Also all insurance policy's must carry unininsured motorist and underinsured motorists parts to the insurance policy. This way in the event someone from hits you without insurance or without enough insurance your own policy pays for your damages. I believe that states with mandatory insurance and no-fault policy's offer this type of protection automatically because of the no-fault clause. -- Larry Rodis UUCP: {decvax|ihnp4|hao}!noao!terak!anasazi!larry ucbvax!arizona!asuvax!anasazi!larry PHONE: +1 (602)275-0302