Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP
Posting-Version: version B 2.10.2 9/18/84; site calmasd.UUCP
Path: utzoo!watmath!clyde!bonnie!akgua!whuxlm!harpo!decvax!ittvax!dcdwest!sdcsvax!sdcc3!sdcc6!calmasd!dmm
From: dmm@calmasd.UUCP (David M. MacMillan)
Newsgroups: net.aviation
Subject: Health (Accident) Insurance Query
Message-ID: <477@calmasd.UUCP>
Date: Wed, 3-Jul-85 12:43:21 EDT
Article-I.D.: calmasd.477
Posted: Wed Jul  3 12:43:21 1985
Date-Received: Fri, 5-Jul-85 05:41:39 EDT
Reply-To: dmm@ra.UUCP (David M. MacMillan)
Organization: Calma Company, San Diego, CA
Lines: 24


     I am just getting into flying from the less expensive
side (i.e sailplanes and hang gliders - [re the recent ultralight
discussion, they seem to be in phase of their development
which is unsafe, analogous to hang gliders several years ago.
I would neither advocate them to anyone nor dissuade anyone.])
Anyway, my health insurance (a student policy) specifically
excludes any injuries resulting from "aerial navigation" 
except as a passenger on a scheduled airline.  I am wondering
if there is (a) an inexpensive complete insurance policy which
covers flying, or (b) a policy relating only to flying which I
might tack on to my current policy.  Please note that I am not
interested in life insurance, or anything of that sort; just
health insurance (incl. hospitalization and surgery).  While
flying (yes, even hang gliding) can be remarkably safe, nothing
is absolutely safe; and even a day or two in the hospital can
plunge you into poverty nowdays.
     I would welcome suggestions based both upon insurance company
advertising and upon personal experience.



                                Sincerely,
                                David M. MacMillan