Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP Posting-Version: version B 2.10.2 9/18/84; site brl-tgr.ARPA Path: utzoo!linus!philabs!cmcl2!seismo!brl-tgr!kjm From: kjm@brl-tgr.ARPA (Kelly J. McGlothlin ) Newsgroups: net.women Subject: Re: Unfair Insurance Practices Message-ID: <5392@brl-tgr.ARPA> Date: Fri, 19-Oct-84 13:21:59 EDT Article-I.D.: brl-tgr.5392 Posted: Fri Oct 19 13:21:59 1984 Date-Received: Sat, 20-Oct-84 07:47:03 EDT Distribution: net Organization: Ballistic Research Lab Lines: 61 [from I-don't-know-who] > In the state of Wisconsin (at least) a friend of mine applied for a loan. > The lending institution insisted on knowing the income etc. > My friend is a professional musician and the loan was for a vehicle (car) > for her to use to carry her instruments and herself to and from work. > The loan was granted but the requirement for her husbands income had to > be filled first. > The car was purchased and titled in her name but when it came time > to get insurance she was placed in a high risk group merely because her > husband was in a high risk group, her driving record for the past 10 > years had not even a parking ticket on it . [from David] >If this is actually true she could always go to another insurance company. >I have never heard of an ins. co. raising a spouses rate just because the >other spouse has a bad driving record when the car is in her name. Are >you sure of all your facts? If so, what is the purpose of posting the >above letter, to show all ins. co. are unfair? David * * ^ \_/ [from me, Marie Carey] I am sure the first person above is aware of all of her/his facts. And yes, I believe not all, but some insurance companies *are* unfair. This same thing has happened to myself and my husband and just recently, to a female friend of mine. She bought a brand new car recently and the car is titled and registered in her name. Yet, because her husband has a bad driving record, her insurance rates are high. And this is just because (said the insurance company) that her husband lives in the same residence as herself and therefore they must charge her higher rates because of his bad driving record *because* they don't know if he is ever going to be driving the car or not. Even though she told them that the car is titled and registered in her name and her husband would not be driving her car. He has his own. But, the insurance company wouldn't buy it. I was sitting right there when they told her this. Now, tell me, what is NOT unfair about that?! I think that probably not all insurance companies are doing this, but the ones that are, are getting rich and that sucks. This woman also tried other ins. companies, but they all said the same thing and so she finally went with the company that had the lowest all-around rates, even though she still must be in the high risk rate group. It really stinks that woman have to pay higher rates just because their husbands have rotten driving records. Why the h*ll go out and try to be independent and buy your own car or your own house if it is all going to come down to what your husband earns or what your husband's driving record is like? That (to me) is almost a good enough reason to not get married at all. Marie Carey ...seismo!carey