Relay-Version: version B 2.10 5/3/83; site utzoo.UUCP Posting-Version: version B 2.10.1 (Denver Mods 4/2/84) 6/24/83; site drutx.UUCP Path: utzoo!watmath!clyde!burl!mgnetp!ihnp4!drutx!mth From: mth@drutx.UUCP (Hamilton) Newsgroups: net.auto Subject: Re: manditory seatbelt laws ??? Message-ID: <439@drutx.UUCP> Date: Wed, 6-Jun-84 17:20:11 EDT Article-I.D.: drutx.439 Posted: Wed Jun 6 17:20:11 1984 Date-Received: Thu, 7-Jun-84 19:09:09 EDT References: <256@houem.UUCP> Organization: AT&T Information Systems Laboratories, Denver Lines: 38 A manditory seatbelt law probably would not work. How could it be enforced? Nobody is enforcing the use of unleaded gas or catalytic converters, are they? Not that I have seen. The idea of releasing liability for injuries might provoke some people to wear seatbelts. But insurance rates would probably go up. I can see it now: My insurance company would release themselves from liability, also. So even if a drunk ran me over, their insurance wouldn't pay, mine wouldn't pay, and I'd be half dead selling everything I own. Your gripe about paying insurance struck home with me. The way the companies figure the rates is beyond me. They add any little factor in the formula they can to screw as many people as possible. That formula is what should be changed. I have two basic complaints: (a) Why is the more capable car (a sports car) charged more? I know they go faster, but they also give you a better chance to survive. I can blend in, blend out, and generally avoid most traffic far easier than most cars, and probably all trucks. I forget the number of accidents I have avoided since I've owned my car (4 years). If only there was a way to prove you avoided a crash. The insurance company should be grateful. (b) I own two vehicles. I pay liability and collision on both. No one else is covered for driving them. Why do I have to pay these premiums twice? I can't drive them both at the same time. Maybe the insurance company is protecting me in case I crack up my car into my truck when I come home to park. Aren't they considerate? Mark Hamilton