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From: tim@minn-ua.UUCP (Tim Giebelhaus)
Newsgroups: net.consumers
Subject: Re: Sears Credit Cards
Message-ID: <1027@minn-ua.UUCP>
Date: Thu, 1-Mar-84 19:09:23 EST
Article-I.D.: minn-ua.1027
Posted: Thu Mar  1 19:09:23 1984
Date-Received: Sun, 4-Mar-84 02:57:40 EST
References: <4366@amd70.UUCP>
Organization: Univ. of Minn. Computer Center, Minneapolis
Lines: 12


  There seems to be a margin of some type where they won't send you a card
unless you ask them why not.  I know a few people who have gotten cards
after being refused just by asking why they didn't get it.
  Do you suppose that it is because they are getting their credit references
from a source that they don't want to reveal?  Perhaps they figure that if
you are persistant enough about why not, they figure that you you must be
an OK credit risk.  That is, if you don't know of anything bad on your
credit record, then you are a better credit risk than the person who knows
that they have thirty bounced checks and are 4 months behind in their phone
bill.
  Anyone have any ideas about this?