From: utzoo!decvax!cca!hplabs!hp-pcd!jay Newsgroups: net.auto Title: Re: Air Bags and other devices - (nf) Article-I.D.: hp-pcd.277 Posted: Thu Aug 19 12:00:29 1982 Received: Sat Aug 21 02:17:05 1982 #R:hao:-27500:hp-pcd:2400001:000:986 hp-pcd!jay Aug 19 08:22:00 1982 While the idea of an insurance company paying only if you are wearing restraints sounds good on the surface, there is a potential problem with it. Suppose in a major accident ( in this case a major accident is defined as one in which one or more persons are seriously injured) one of the injured persons was not wearing their seat belt. Based on the previously mentioned idea, this person would not receive any compensation from either insurance company. Since the injuries are serious, the person will quickly exhaust all personal funds as hospital care is not inexpensive. At this point they aren't going to kick the person out in the streets, but instead somebody (most likely some arm of the government) will pick up the tab. This means that you and I end up paying anyway. One possible solution would be a halfway measure. The insurance company would pay any required medical expenses, but would pay no punitive or compensatory monies. What do people think about this?